Thrifty Thursday with Nina!

I have a TREAT for you guys today. And for all you dieters,

THIS SHIT AIN'T SUGAR-COATED!

Nina for The Nina Show is the bomb-diggety at budgets and craftiness and badassness.

Check her resume. All are on there.

Not to mention she is a Pinterest legend, blogging guru, and a bad mamma-jamma all at the same time.

When I knew I'd be out of town for Thrifty Thursday, I asked her to come up with a rad post for you guys and whoa did she.


Read. Enjoy. Follow her. SAVE MONEY.


 

Thanks Jesus. Now I have a crapton of credit card bills and a low flow of dolla bills to go with.



That, America, is why we can't get our shit together. Want. Buy. Broke. Buy More. Charge. Debt. Depression. Buy more to make ya happy.



It's a vicious cycle it is.



Girl STOP. You do not need that Michael Kors purse....or the wallet. If you want to get your shit together financially...you have to sit your ass down & plan that shit out and put yourself on lock down.



Yes. LOCK DOWN. I realize this is coming from a girl who has no clue how much is currently in her bank account because she's too scared to look. I just keep swiping & praying I don't hear dat decline ding.

 

BUT...my friends..I may not always practice what I preach..but I FO SHO know my shit.



Let's get real now...sitting down & making a budget..AND FOLLOWING THAT BUDGET...it's the only way. Life isn't all cupcakes & unicorns...your budget & discipline is not going to just float in on a puffy white cloud and save the day. So roll up your sleeves & get busy. Do it YOself is the new black. & Thrifty Thursday is totally the new Friday. Duh.



The first step to getting your shit together is to GET ORGANIZED. This is where I'm legit a pro. I've created a fool proof, stupidly easy, do it YOself, bill paying system that will get you giddy with the "I got my shit together" feeling. Muh Bill Book post has been viewed 385,991 times and gone completely viral on Pinterest. The people love it & you will too. I show you how to organize your bills like a pro & even include some pretty rad FREE printables to get you going.

    The next step to getting becoming a financial guru is SIT DOWN & MAKE A BUDGET! Here is a simple budget sheet:

 

Click HERE to download.

Ok..listen up folks...it's not rocket science ok. $$$ you make (paychecks) minus $$$ you spend (bills & expenses) = $$$ you have left to BLOW See...easy as pie! If that budget worksheet is just a little too simple...then allow me to introduce you to something called: THE GOOGLE.

 
Just use The Google to find one that fits your needs.

NEXT...you need to take that extra money you have left over from you budget & go
buy that Michael Kors pursedecide what to do with it. The most logical thing would be to tackle your debt. If you have no debt then you can save it. But if you live in America...more than likely you have a buttload of debt. One of the best tools to tackle that debt is the DEBT SNOWBALL.

 

It's simple. It's easy. It's effective. Here is a link to some free printables that have complete detailed directions on how it works and free worksheets to. CLICK HERE to get 'em. Be sure to look down to the right on that page where it says related documents to access them all. And the last step to getting your shit together....

 

Nina OUT.